Breast Cancer Awareness Month

breastcancerAccording to the American Cancer Society, breast cancer is the most common cancer seen in American women, except for skin cancer, and is the second leading cause of cancer death in women after lung cancer. About one in eight women in the United States will eventually develop breast cancer. Legal & General America offers underwriting insights for breast cancer survivors.

Medicare Supplement Open Enrollment is Here!

MSPocketGuide Use this handy producer’s pocket guide to better explain MS plans to your clients.

2015 Critical Illness Market Survey Shows Continued Growth and Product Interest | October Is CI Awareness Month

NEW Product: North American Charter Plus Annuities

NAFIA• Up to 10% premium bonus (may be subject to a premium bonus recapture)
• Competitive index accounts – including volatility control options without traditional cap (subject to Index Margin or Participation Rate)
• 10-year and 14-year surrender charge periods available

What It Takes to Get a Millennial to Buy Life Insurance

Mother and two kids in the park

Mother and two kids in the park

A study from Life Happens, a consumer group formed by insurance providers, and LIMRA, the life insurance trade association, found that 29% of millennials cited saving for a vacation as a priority over purchasing life insurance or increasing their coverage. And 60% of millennials said it was more important to pay for expenses like Internet access, cable, and cellphones than purchase some or more life insurance.

Seniors Tend to Quit Medicare Advantage When Health Declines

medicare wordleSenior citizens are switching from privately run insurance plans for traditional Medicare when they face serious, long-term health conditions, a study shows. Researchers at Brown University found that 17 percent of Medicare Advantage patients who entered nursing homes for long-term care chose to switch to traditional Medicare the following year. Only 3 percent of similar patients in Medicare made the decision to go to a private Medicare Advantage plan.

Medicare (Dis)Advantage Plans.

MSPocketGuide Use this handy producer’s pocket guide to better explain MS plans to your clients.

Producer Perspectives: What Are Your Thoughts on Product Simplicity vs. Complexity

As part of our U.S. Producer Perspective series, we asked our experienced group of CI agents to share their thoughts on simplicity vs. complexity. Throughout our discussions, we heard a common theme that the sale is often lost once the focus shifts to product “features” rather than “benefits.”

LTCi Buyers Must Compare More Than Just Price

Individuals considering long term care insurance protection should compare more than just bottom-line costs, advises a leading national consumer expert.

“Too many people simply want the bottom line price, and while that’s important, basing your decision purely on cost can be a big mistake when the time comes to access policy benefits,” declares Jesse Slome, director of the American Association for Long-Term Care Insurance (AALTCI).

Advantage, MetLife Class Match

As priorities change, many clients begin to realize they are underinsured. In fact, 50% of U.S. households claim that they need more life insurance.1 For a limited time, MetLife has a program that can help.

MetLife Class Match may issue a new policy matching a client’s inforce policy’s underwriting class and face amount, up to $1.5 million. MetLife Class Match issues the policy:
• In days, not weeks
• With no new lab work required
• With no paramed exam
HURRY, because this program is only available until December 31, 2015.