Agent Tools


Disability Insurance

Why should your clients purchase Disability Insurance? Disability Insurance covers your client's most important asset…their ability to work and earn income. Most clients would not be able to continue supporting their family or maintain their business if they were unable to work for an extended length of time due to an illness or injury. With the appropriate Disability coverage in place, your clients can be confident that a significant portion of their income is protected should an illness or injury occur.

Disability PhotoDisability Insurance is one of the most important purchases your clients can make. As an Advisor, you have the responsibility to find the product that best suits each client based on their unique needs and circumstances. The Ark Group will help educate you on Disability Insurance, its role within a sound financial plan, and how to properly implement policies by using innovative planning concepts. Regardless of whether your client is an employee, officer of a corporation or a business owner building toward retirement, The Ark Group brings the right expertise to help you serve your clients.

Here is a listing of the type of Disability Insurance products
The Ark Group has available for your clients:

Blue Collar Grey Collar White Collar Individual Short Term
Business Overhead Expense Business Buy Out Key Person
Graded Benefit Accident Only High Net Worth Professional Athlete Disability
Entertainment Industry Disability True "Own Occupation"
Guaranteed Renewable or Non-Cancelable Worksite Group STD
Group LTD Pension Completion Contract Guarantee Loan Indemnification
Salary Continuation Severance Agreement

Tools We Offer For Disability Insurance Planning:

Advanced Sales Concepts for Business Planning


Concept Sales, Marketing & Field Support

Training & Development Systems


Petersen International