The Ark Group offers a full suite of individually underwritten life insurance products—including term, guaranteed universal life, indexed universal life, and whole life. Our in-house underwriting team doesn’t just shop for the best rate—we evaluate risk, goals, and long-term planning strategy to deliver the right solution, the first time. We’re experts in infinite banking, asset protection, and leveraging life insurance as a powerful financial tool. When structured properly, cash value policies can grow tax-advantaged wealth, provide liquid capital, and eliminate debt, in years—not decades.
What sets The Ark Group apart is our strategic, education-driven sales process. We don’t push products—we build plans. Every recommendation is backed by data, tailored to the client’s objectives, and delivered with total transparency. Our process earns trust, produces measurable outcomes, and puts both brokers and clients in the best position to make confident, lasting decisions.
The Ark Group’s 1099 Gig-Worker Program is a game-changing solution for the gig economy worker—designed specifically for independent contractors, self-employed professionals, and small business owners. We offer guaranteed-issue group major medical coverage through partnerships with nationally recognized carriers, bringing true group-level benefits to individuals who traditionally don’t qualify and at an excellent price point. This is a fully compliant, custom-built program that delivers real coverage, real value, and real access. In a market full of gaps, The Ark Group fills them with innovation, scale, and strategy.
The Ark Group offers tailored individual disability insurance solutions for every class of worker—from blue collar and gray collar professionals to white collar executives and high-net-worth individuals. We specialize in income protection strategies that match the risk, lifestyle, and financial needs of each client. Whether it’s basic paycheck protection, layered executive coverage, or high-limit specialty risk solutions for athletes and entertainers, we deliver precision underwriting and expert guidance. Our access to top carriers and niche products ensures coverage that fits—no matter how unique the occupation or income.
The Ark Group offers individually underwritten supplemental insurance products—designed to provide targeted financial protection when it’s needed most. Our portfolio includes accident medical expense, critical illness, and hospital indemnity coverage, each customized to align with the individual’s health risk, budget, and lifestyle. These policies provide direct, lump-sum benefits that help cover unexpected costs, lost income, and out-of-pocket expenses.
Whether used to enhance a high-deductible plan or add extra security, our supplemental solutions are flexible, portable, and built to protect financial stability through life’s most disruptive moments.
At The Ark Group, we approach long-term care planning through education and strategy—not sales pressure. As one of the original instructors of the Certified in Long-Term Care (CLTC) advisor course, we bring deep experience in helping clients and brokers evaluate the true impact of longevity on financial plans. We guide discussions around who may realistically provide care, how and where care should be delivered, and—critically—how to afford it. Our philosophy is to leverage as many of the five funding mechanisms as possible to build flexible, efficient access to care that protects both assets and dignity.
At The Ark Group, we approach long-term care planning through education and strategy—not sales pressure. As one of the original instructors of the Certified in Long-Term Care (CLTC) advisor course, we bring deep experience in helping clients and brokers evaluate the true impact of longevity on financial plans. We guide discussions around who may realistically provide care, how and where care should be delivered, and—critically—how to afford it. Our philosophy is to leverage as many of the five funding mechanisms as possible to build flexible, efficient access to care that protects both assets and dignity.
Annuities have long been a cornerstone of financial planning—going back to the Founding Fathers. In fact, Benjamin Franklin left a 200-year annuity-style trust to the cities of Boston and Philadelphia, funding public works and education for two centuries. At The Ark Group, we continue that legacy by helping clients use annuities to create dependable income, protect principal, and plan with purpose. Our offerings include Single Premium Immediate Annuities (SPIAs), Multi-Year Guaranteed Annuities (MYGAs), and Indexed Annuities—each carefully matched to the client’s income needs, risk tolerance, and long-term goals. Simple, strategic, and time-tested.
